Financial regulations refer to the rules and guidelines set by governments or governing bodies to oversee and control the financial activities of banks, financial institutions, and other entities operating within the financial sector. These regulations are put in place to ensure the stability and integrity of the financial system, protect consumers and investors, and prevent fraud and misconduct. Key aspects of financial regulations include capital requirements, risk management, disclosure and transparency, market conduct, and consumer protection. Regulators such as the Securities and Exchange Commission (SEC), Federal Reserve, and Financial Industry Regulatory Authority (FINRA) enforce these regulations to maintain a fair and efficient financial market. Overall, financial regulations play a crucial role in maintaining the stability and trustworthiness of the financial system, protecting investors and consumers, and promoting overall economic growth and stability.